Fund Their College Dream,
Compound Growth Over Debt.
Free college savings calculators: what tuition will cost, what a 529 grows into, the monthly savings your target needs, and student loan payments.
Tuition Inflation (5% vs 3%)
Higher education costs compound faster than general CPI; plan with realistic forward escalation.
529 Tax-Free Compounding
Federal and state income tax exemptions on qualified educational withdrawals create major growth.
Target Date Glidepath
Automatically transition from stocks to bonds as high school graduation approaches.
CollegeFund Calculators
Future College Cost Calculator
What today's tuition becomes when your child enrolls — education inflation applied, public vs private, 4-year total.
529 Plan Growth Calculator
What monthly 529 contributions become by enrollment — with the tax advantage and age-based glide path noted.
College Savings Target Calculator
The monthly contribution that funds your share of projected college costs — with the common "cover a third" benchmarks.
Student Loan Payment Calculator
Standard-plan payment, total interest, and income-driven context for the loan gap your savings did not cover.
Strategic Money Guides
The 529 timeline: what to do when, from birth to enrollment
Eighteen years, five phases, one account — a calendar for the money side of college.
How much college debt is actually too much?
The salary-to-debt guardrail, the IDR safety net, and why the answer differs by degree.
12 mistakes people make with college savings
The recurring errors we see in college savings — what causes each one, and the habit that prevents it.